Many people hear the term “100-year flood” and are confused about what this actually means and how it affects their property as well as their flood insurance coverage.

The 100-year flood is synonymous with several other terms that you may have heard, including “Base Flood”, “1% annual Chance Flood”, “High Risk Flood Zone” and “Special Flood Hazard Area” (SFHA). The 100 year-flood zone is any zone containing the letters “A” or “V”.

Learn about the 500-year flood zone.